Mobile Pin, Passwords, OTP &Beneficiary Pin. For ensuring the security and unique identity of the Consumers while availing Company Services for facilitating Transactions, the Company has provided for the following:
At the time of setting up a Membership Account, Company shall provide a secret Mobile PIN to the Consumer;
Consumer can access its Membership Account upon logging in with its Registered Mobile Number and /or its Mobile PIN in certain cases; Cases of DMT (domestic money transfer), the Consumer shall at the time of adding the beneficiary for such transfer would be provided a secret and unique password (“Beneficiary PIN”) and the beneficiary for such transfer can only be registered in the Membership Account after providing the Beneficiary PIN (“Registered Beneficiary”). Upon registration of the Registered Beneficiary, any transfer to the Registered Beneficiary can be made by the Consumer by logging on to its Membership Account with its Registered Mobile Number without the requirement of any additional password including but not limited to Mobile PIN and/or Registered Beneficiary.
Notwithstanding the generality of the forgoing, in the event that the Consumer forgets the Beneficiary PIN and/or Mobile PIN, upon its request in the Platform, a new password for facilitating the Transactions shall be generated subject to any additional verification requirements if required by the Company.
The Consumer shall be the sole and exclusive owner of the Mobile PIN/ and/or Beneficiary PIN and/or password and/or Card PIN and/or OTP (hereinafter referred as “Password(s)”). The Consumer shall accept sole responsibility for use, confidentiality and protection of the Passwords. The Consumer shall not disclose the Passwords to any other Person and shall not respond to any unauthorized SMS/ e-mail/ phone call asking for the Passwords. Company shall, in no manner whatsoever, be held responsible or liable, if the Consumer incurs any loss as a result of any Password being disclosed/ shared by the Consumer with any unauthorized Person or in any other manner whereby the security of the Password is compromised.
Company may provide links to other websites that are maintained by third parties on the Website. These links are provided for your convenience only and the provision of these links does not mean that Company endorses these websites or the products and services they provide. You acknowledge and agree that Company is not responsible and/or liable for any information/ content or any products/services available on these third party websites.
1. The type of information that is provided or shared by “You” for availing products and services provided on Fubiq platforms and the information that Fubiq entities and service providers collect from you. 2. To make you aware of data/information handling disclosures, and “Your” rights. 3. he purpose of collection of such data and information from “You” and how “We” intend to use the data provided and collected by “Us”. 4. Our policy on sharing and transferring your data or information with or to “Service Providers”, “Business Partners”, and “Fubiq entities”.
Any information that relates to you which, either directly or indirectly, in combination with other information available is capable of identifying you as a person. Your personal information shall include but not limited to the following:
a) Your name, address, telephone number (Contact), e-mail address and other demographic information. b) To make you aware of data/information handling disclosures, and “Your” rights. c) Your date of birth and gender. d) OTP sent to you by your issuer bank or Fubiq platforms exclusively to carry out transactions on Fubiq platforms. e) Your geographic location, cookies stored on your browser/devices and behavior on Fubiq platforms. f) IP address and information related to the I.P address. g) Sexual orientation. h) Financial information such as Bank account or credit card or debit card or other payment instrument details. i) Password, Storage
Fubiq is focused to deliver a safe, efficient, smooth and customized experience. We aspire to provide services and features that most likely meet your needs, and to customize our Website/Application to make your experience safer and easier. Fubiq may collect, use, store and transfer your Personal Information including Sensitive Personal Information and Non-personal information for the following purposes.
a) To analyze demographic and profile data about our users' activity on our app. b) To help diagnose problems with our server, and to administer our app. Your IP address is also used to help identify you and to gather broad demographic information. c) To inform you about online and offline offers, products, services, and updates; customize your experience and Improving your experience while using the application by presenting advertising, products and offers tailored to you. d) To resolve disputes, troubleshoot problems, help promote a safe service, collect money, measure consumer interest in our products and services. e) To detect and protect us against error, fraud and other criminal activity. f) For conducting risk management. g) To identify security breaches and attacks, investigating, preventing and taking action on illegal or suspected fraud or money laundering activities and conducting forensic audits as part of internal or external audit or investigation by any of the Fubiq entities or government agencies located within India or outside Indian Jurisdictions.
a) We shall share personally identity information / sensitive personal information provided by you to business partners or service providers and Fubiq entities in the course of making transactions. b) Your data shall be shared with service providers that Fubiq work with for services not limited to communication, marketing, data and information storage, transmission, security, analytics, fraud detection, risk assessment, academics. c) Your data may be shared with the internal investigation department within Fubiq entities or agencies appointed by Fubiq entities for investigation purposes located within or outside Indian Jurisdictions. d) Governing Law and Dispute Resolution. This Agreement will be governed by and construed in accordance with the laws of the Republic of India. The courts in Mumbai shall have exclusive jurisdiction over any dispute arising from use of Company Service, Platform and/or Website.
We retain your information for as long as needed or permitted considering the purpose for which it was obtained and will retain this information till such period as prescribed under applicable law.
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